front 1 Bull Market | back 1 Market that trends upward |
front 2 Bear Market | back 2 market that trends downwards |
front 3 Stock | back 3 owning a small portion of a company |
front 4 Primary Market | back 4 initial place where a new stock is traded (IPO) |
front 5 Secondary Market | back 5 where stocks and investments are traded daily |
front 6 Bond Market | back 6 The market of buying and selling bonds |
front 7 Housing Market | back 7 The buying and selling place of real estate |
front 8 Forex Market | back 8 marketplace to buy and sell foreign currency |
front 9 Crypto Market | back 9 Digital currency on the blockchain |
front 10 Growth Stock | back 10 stock invested in for increasing value |
front 11 Defensive Stock | back 11 stock that is low risk to drop |
front 12 Dividend | back 12 a percentage of money you get back typically quarterly |
front 13 P/E Ratio | back 13 price to earnings ratio; stock valuation method; market share price divided by earnings per share |
front 14 EPS | back 14 Earnings per share; how much a company makes for each share of its stock |
front 15 Market Cap | back 15 the total value of a company |
front 16 Limit | back 16 set price that your stock should be sold when |
front 17 Liquidity | back 17 how easy something is to be turned into cash |
front 18 ROI | back 18 Return on Investment. How much money you made from your initial investment |
front 19 NYSE | back 19 The most popular marketplace for trading stocks |
front 20 Over-the-Counter Market | back 20 stock exchange but less regulated |
front 21 NASDAQ | back 21 stock exchange, the most active stock exchange in the world |
front 22 Investor Lifecycle | back 22 the types of investments someone should make depending on their life stage (age, risk tolerance, health) |
front 23 Mutual Fund | back 23 basket of investments run by a person |
front 24 Bond Yield | back 24 the change in price of a bond |
front 25 Maturity Date | back 25 The date your bond will be sent back to you |
front 26 Face Value | back 26 The value the bond holder will receive at maturity date |
front 27 Fixed income | back 27 income that comes in at a consistent rate |
front 28 Municipal Bond | back 28 a type of debt security issued by local, county, and state governments |
front 29 Benchmark | back 29 the comparison of your stock to the S&P 500 |
front 30 Money Market Fund | back 30 a mutual fund that invests in low-risk, short-term debt instruments such as U.S. Treasuries, commercial paper, and certificates of deposit |
front 31 coupon rate | back 31 rate of interest paid back on bond |
front 32 Bond | back 32 a loan from an investor to a borrower such as a company or government |
front 33 Liabilities | back 33 things that cause you to lose money |
front 34 Expense Ratio | back 34 extra money you have to put in on an investment |
front 35 Net Asset Value | back 35 the company's total assets minus its total liabilities. |
front 36 Tertiary Market | back 36 where you trade small companies like penny stocks |
front 37 Mortgage | back 37 an agreement between a lender and a borrower that gives the lender a right to take away your purchase if you don't pay it off. Also charge interest |
front 38 Down Payment | back 38 the percentage you pay on your house initially to buy the property |
front 39 Fixed Rate Mortgage | back 39 mortgage rate that lasts the entirety of the loan until refinanced |
front 40 Adjustable rate mortgage | back 40 Lower initial mortgage rate then after 5 years it adjusts to the current rate |
front 41 Credit Score | back 41 a measurement of how reliable you are at paying off your loans |
front 42 Realtor fees | back 42 5-6% commission on house (typically split by buyer and seller) |
front 43 Closing costs | back 43 fees paid to the lender to transfer the title or ownsership |
front 44 Home equity | back 44 portion of the home you actually own as you pay your monthly mortgage, you build equity |
front 45 REIT | back 45 a publically traded company that owns, operates and finances income properties |
front 46 Collateral | back 46 getting a loan and invest that money. (risky) |
front 47 HELOC | back 47 essentially a credit card using your house |
front 48 cryptocurrency | back 48 digital currency in which transactions are verified and records maintained by a decentralized system using cryptography(secure code), rather than by a centralized authority |
front 49 Blockchain | back 49 a shared, immutable ledger that facilitates the process of recording transactions and tracling assets in a business network |
front 50 Crypto Mining | back 50 to validate the info contained in blocks, essentially miners are getting paid for their works as auditors |
front 51 fiat currency | back 51 value is not backed by anything |