All of the following persons are insured for personal liability under the homeowners policy EXCEPT

1. A) children of the named insured under age 24 who are attending college full time and temporarily residing elsewhere.
2. B) foster children under the age of 21 who reside with the named insured.
3. C) nonresident employees of the named insured.
4. D) the spouse of the named insured if a resident of the same household.

Persons insured for personal liability under the homeowners policy include which of the following?

1. Relatives while visiting the named insured.
2. Overnight guests who are not relatives of the named insured.
3. A) I only
4. B) II only
5. C) both I and II
6. D) neither I nor II

Which of the following statements about the personal liability coverage (Coverage E) of an unendorsed homeowners policy is true?

1. A) Coverage is written on an accident basis.
2. B) Coverage is provided for bodily injury liability.
3. C) Coverage is provided for business and professional liability.
4. D) Coverage is provided for personal injury liability.