S. red flag

Something that alerts a reasonably observant person of a potential
problem

L. material facts

Items that would affect the value or desirability of the property

A. Agency Relationship Disclosure Act

Act clarifying the relationships between sellers, brokers, and buyers

C. caveat emptor

Let the buyer beware

R. Real Estate Transfer Disclosure
Statement

Detailed statement telling what the seller knows about the condition of the
property

O. Natural Hazard Disclosure
Statement

Prescribed statement warning prospective buyers about 6 specific hazards
that may limit the ability to develop the real property, to obtain insurance,
or to receive assistance after a disaster

F. flood hazard boundary maps

Maps identifying general flood hazards within a community

J. inundation map

Map indicating areas that may flood as the result of a dam failure

E. fault creep

Movement along an earthquake fault caused by stress and/or earthquake
shaking

B. asbestos

Mineral fiber that causes lung and stomach cancer

Q. radon

Colorless cancer-causing gas detected with a spectrometer

K. lead

Mineral that causes major health problems, especially learning disabilities

G. formaldehyde

Chemical organic compound found in building materials, which may be a
carcinogen

H. hazardous waste

Chemicals, explosives, radioactive, or biological materials whose disposal is
regulated by the EPA

I. household hazardous waste

Consumer products (paints, cleaners, stains, varnishes, car batteries, motor
oil, and pesticides) containing hazardous components

N. mold

Fungus that reproduces by means of spores

P. ordnance

Military weapons and ammunition

M. Mello-Roos District

Area with a special assessment imposed on real property owners within a
Community Facilities District

D. common interest development

Name for community apartment project, condominium project, planned
development, or stock cooperative

T. R-value

Resistance to heat loss