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Instructions for Side by Side Printing
  1. Print the notecards
  2. Fold each page in half along the solid vertical line
  3. Cut out the notecards by cutting along each horizontal dotted line
  4. Optional: Glue, tape or staple the ends of each notecard together
  1. Verify Front of pages is selected for Viewing and print the front of the notecards
  2. Select Back of pages for Viewing and print the back of the notecards
    NOTE: Since the back of the pages are printed in reverse order (last page is printed first), keep the pages in the same order as they were after Step 1. Also, be sure to feed the pages in the same direction as you did in Step 1.
  3. Cut out the notecards by cutting along each horizontal and vertical dotted line
To print: Ctrl+PPrint as a list

44 notecards = 11 pages (4 cards per page)

Viewing:

Credit and car payments

front 1

What is credit?

back 1

Barrowed money

front 2

What is interest?

back 2

The cost of barrowing money

front 3

Financial Charge

back 3

The total cost of interest rate over period of loan

front 4

Principle

back 4

How much you ask for (loan)

front 5

Rate

back 5

Simple interest amount

front 6

Term

back 6

The amount of time over the period of the loan

front 7

Loan

back 7

The amount of money you ask the bank for to make a purchase

front 8

Down Payment

back 8

Initial payment when something is bought with credit

front 9

Monthly Payment

back 9

The amount of money you pay monthly of the period of your term

front 10

Credit score range

back 10

300-850

front 11

Poor credit

back 11

360-580

front 12

Fair credit

back 12

580-640

front 13

Average credit

back 13

640-700

front 14

Good credit

back 14

700-750

front 15

Excelent credit

back 15

750-850

front 16

Car value

back 16

Down payment + Principle

front 17

Finance Charge

back 17

Principle x Rate x Term

front 18

Total cost of loan

back 18

Principle + Finance Charge

front 19

Monthly Plan

back 19

Total cost of loan / term (months)

front 20

20-10 rule

back 20

your total debt shouldn't equal more than 20% of your annual income, and that your monthly debt payments shouldn't be more than 10% of your monthly income.

front 21

Capacity

back 21

Having the ability to do something

front 22

Capital

back 22

The amount of money you have

front 23

Types of credit

back 23

Revolving, open ended, installment

front 24

revolving credit

back 24

credit that has limits

front 25

open ended credit

back 25

credit that doesnt stop

front 26

installment credit

back 26

credit that has a fixed rate

front 27

Forms of credit

back 27

credit card, personal loan, car loans, mortage loans, student loans

front 28

Primary lending institutions

back 28

commercial banks, credit unions, online banks, pay day lenders, brokerage companies, cash and loan, mortage

front 29

Credit bureaus

back 29

Trans union, equifax, experian

front 30

what a lender uses to evaluate your eligibility

back 30

capital, capacity, character

front 31

Fico score

back 31

The score given to you be credit bureaus ( credit score)

front 32

Credit Report

back 32

Report card for your credit

front 33

Credit history

back 33

Transcript of your credit

front 34

Credit score

back 34

A score that shows how trustworthy you are to pay back debt on time

front 35

Payment history makes up ____ of your credit score

back 35

35%

front 36

Amount owed makes up ____ of your credit score

back 36

30%

front 37

Length of credit makes up ____ of your credit score

back 37

15%

front 38

New credit makes up ____ of your credit score

back 38

10%

front 39

Types of credit makes up ____ of your credit score

back 39

10%

front 40

What does it mean when your credit goes into defualt?

back 40

when you fail to pay debt and the bank sue's you

front 41

CV

back 41

DP + P

front 42

FC

back 42

P x R x T

front 43

TCL

back 43

FC + P

front 44

MP

back 44

TCL / T(months)