front 1 N. monopoly | back 1 Person or group with exclusive control over a product or service
within a |
front 2 L. horizontal arrangements | back 2 Business agreements between competitors |
front 3 O. price fixing | back 3 Agreement of one or more persons to set prices for goods or services |
front 4 J. group boycotting | back 4 Deliberate exclusion of a particular business or group from the
benefits of |
front 5 M. market division | back 5 Two or more competing businesses agree to allocate the market among |
front 6 X. tying | back 6 Illegal action requiring buyers to purchase one product or service in
order |
front 7 U. Sherman Antitrust Act | back 7 Basic federal antitrust statute |
front 8 B. Clayton Antitrust Act | back 8 Antitrust act enacted to supplement the Sherman Antitrust Act |
front 9 H. Federal Trade Commission Act | back 9 Federal law enacted to protect the public from anti-competitive acts |
front 10 Y. Unfair Competition Law | back 10 California’s most frequently used consumer protection statute found
in the |
front 11 F. established business relationship | back 11 Caller had a transaction with the receiver within the last 18 months;
or the |
front 12 C. commercial email message | back 12 Any electronic mail message with the primary purpose of which is the
|
front 13 V. transactional email messages | back 13 Emails sent as part of an ongoing commercial transaction |
front 14 E. Equal Credit Opportunity Act | back 14 Act ensuring that consumers have an equal chance to obtain credit |
front 15 Q. Regulation B | back 15 Regulation that implements the provisions of the Equal Credit
|
front 16 G. Fair Credit Reporting Act | back 16 Act promoting the accuracy of information collected by credit
reporting |
front 17 W. Truth in Lending Act | back 17 Federal law requiring consumer loan agreements in which a security
|
front 18 R. Regulation Z | back 18 Regulation that implements the Truth in Lending Act |
front 19 D. creditor | back 19 Lender who regularly makes real estate loans secured by a dwelling
and |
front 20 I. finance charge | back 20 Amount charged to the consumer for the credit |
front 21 A. annual percentage rate | back 21 Relative cost of credit expressed as a yearly rate |
front 22 S. right to rescind | back 22 Right to cancel a real estate loan |
front 23 K. Holden Act | back 23 California law referred to as the “fair lending law” |
front 24 P. redlining | back 24 Illegal use of a property location to deny financing or insurance |
front 25 T. settlement | back 25 Process by which ownership of real property or title to the property
is |